Tuesday, June 28, 2022

Understanding the basics of Mutual Funds

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A mutual fund is an entity that pools money from various investors and then invests this money into various asset classes such as stocks, bonds, cash, short term debt, etc.


They are operated by professional fund managers and in compliance with various regulations.


Wherever a mutual fund invests and in what proportion is termed as its portfolio.


A mutual fund portfolio has to be in accordance with the requirements of both, the investment objectives stated in its prospectus as well as the category it belongs to.

Monday, June 20, 2022

Advantages of Mutual Funds explained in detail

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Mutual Funds as a medium of investment has gained acceptance in the past few years.


Despite that, the ratio of mutual fund investors to the actual population is still on the lower side.


With any investment, it is only natural to look out for the advantages that it holds.

Monday, June 13, 2022

Your real test as an Equity Investor is now

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The equity markets post the first lockdown in 2020 and throughout 2021 not only exceeded expectations but also left most experts unable to make sense of it.


2022 so far has been underwhelming in relation to how the equity markets performed throughout 2021.


So for two years post the first lockdown till now, it would not be wrong to comment that the equity markets could not have explained better as to why one should not expect linear growth when investing in equities.


There is no better time and situation to understand your true risk profile.


Your real test as an Equity investor is now !

Thursday, June 09, 2022

Why you should Not invest in Equity mutual funds

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No, the headline was not a mistake.


Contrary to the most popular opinion in the room these days, there are enough reasons why you should not invest in equity mutual funds.


Either the reasons make the investment an unsuitable source of investment or may be your expectations are not aligned.


There are enough articles out there explaining why you should invest in mutual funds.


So this might come across as an aberration, one nevertheless worth perusing.

Friday, June 03, 2022

Are you affected by the Dilderot effect

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Imagine a scenario where you recently purchased a couch.


It looks good by itself but something feels off, as if something is missing.


Something that would make the couch look even better.


Before you know it, there are new pillows to match the couch and a side table with an indoor plant that complements the couch.


The entire layout of your living room has now been completely changed, it all started with a new couch.


This is an example of the Dilderot Effect.

Sunday, May 29, 2022

Mahindra Manulife Multi Cap Fund Review

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Mahindra Manulife Multi cap fund is a multi cap fund from the house of Mahindra Manulife mutual fund.


It is the largest equity fund in terms of AUM from the Mahindra Manulife mutual fund house.


Unlike other multi cap mutual funds, Mahindra Manulife multi cap fund decided to stay on as a multi cap fund rather than convert itself to a flexi cap fund like most other multi cap mutual funds did after new SEBI guideline on mandate of multi cap mutual funds came into effect from 1st February 2021.

Monday, May 23, 2022

Why you need a Financial Plan

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Planning is the pre-requisite for any goal, financial goals are no different.


Planning gives equal weightage to both the end destination as well as the journey, a healthy & a well-oiled structure more often than not makes the journey a smooth one.


To reach where you want to be eventually, it is important initially to know where you are & the path required to reach your destination.

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