Whenever the equity markets hit a new high, it brings along with it a unique set of challenges for investors.

Often many of these challenges are self-inflicted and easily avoidable, humans are anything but simple though.

Investors tend to grapple with fearing a market crash to pondering over an exit with the intent to re-enter the markets at an imaginary low.

Such scenarios have their origin in the belief that making money in the market means buying low and selling high, a very easy method to spot a trader in the garb of an investor.

If you are a long term investor but at the same time if your opinion and beliefs can be swayed easily by market movements then maybe you are not one but how does one wake up someone pretending to be asleep but not asleep?

Equity Investing is simple but not easy, the inability to discern between the two and the urge to reinvent the wheel often leads one in a soup.

Most, if not all of us must have been under financial stress at some point in our lives.

As much as financial stress may seem like an insurmountable task, the devil is in the details.

It is how you manage and control what you can and how you react to things that are beyond your control that plays a deciding hand in elevating or alleviating your financial stress levels.

Life is not linear and finances are no different, stability is one thing we try to pursue and achieve in all aspects of our life including money management.

Money management is about managing what you can manage and trying to minimize the losses arising from something that is beyond your control.

This could be anything from recession to a bank collapse to something personal like a job loss, business failure, health crisis, etc.

As much as the aforementioned crises could be attributed to being out of control, working on having your savings and investments well sorted to minimizing losses arising out of such crisis is still within our control.

Quant Mutual Fund is coming out with a NFO in the form of Quant Business Cycle Fund.

Quant Business Cycle Fund would be an open ended fund with no restriction to any caps or sectors and looking for opportunities in businesses and sectors going through a cyclical change. 

The fund would be open for subscription from May 12, 2023 to May 25, 2023.

The new financial year along with it brings new rules too.

As an investor it is your duty to be updated with any new rules since these can and do affect your finances directly or indirectly.

Being updated with new rules if any from time to time helps you better understand if you need to take any action with how you manage your finances and if you do then what should these actions should be.

The government has passed amendments to the Finance Bill, 2023.

One of them was scrapping the long-term capital gains (LTCG) tax benefit from debt mutual funds.

Gains from debt mutual funds investing less than 35% in domestic equity would be taxed as short term capital gains tax and will be added to the income tax slab.

The indexation benefit has also been withdrawn.

Therefore they would be treated in the same manner as bank fixed deposits.

The new rule will come into effect from 1^st April 2023.

The new set of rules would be applicable to various debt, international and gold mutual fund schemes.

Mirae Mutual Fund is coming out with a NFO in the form of Mirae Flexi cap Fund.

Mirae Flexi cap Fund would be a flexi cap fund with no restriction to any caps.

The fund would be open for subscription from February 03, 2023 to February 17, 2023.